People First. Always.
DHB-1042
Prepared for Hale & Brennan Family Law (Demo)
Demonstration — not for client use
Housing Feasibility Report
Jack & Jill WilliamsKeep Home
Executive summary
The retaining party seeks to keep 123 Hilltop Lane, Austin, TX (fictional). Based on 2 independent valuation(s) averaging $505,250 and a mortgage balance of $286,000, estimated equity is $219,250. Feasible at est. 43% DTI with support income; buyout up to ~$105k.
Title status
Clear vesting in both spouses. One open HOA lien ($1,240).
Independent valuations
CMA #1 · Keystone Realty (Demo)
$512,000
Six comparable sales within 0.8 mi.
CMA #2 · Whitfield Homes (Demo)
$498,500
Adjusted for dated kitchen and roof age.
Financing feasibility
Feasible at est. 43% DTI with support income; buyout up to ~$105k.
Scenarios
| Scenario | Est. value | Est. equity | Each party (50/50) |
|---|---|---|---|
| Low | $498,500 | $212,500 | $106,250 |
| Average | $505,250 | $219,250 | $109,625 |
| High | $512,000 | $226,000 | $113,000 |
Assumptions
- Valuations are independent opinions, not appraisals.
- Equity estimates exclude selling costs, taxes, and liens unless noted.
- Assumes spousal support of $1,800/mo is included in qualifying income.
Outstanding conditions
- Confirm HOA lien release status.
This report is not legal advice, a mortgage commitment, or a loan approval. Reference credit use: 1 credit (billing not active).